💳 Credit Card Interest Calculator

💳 Credit Card Interest Calculator – Know Before You Swipe!

Credit cards offer convenience, but interest can be a trap. This tool helps you calculate the actual cost of holding a credit card balance based on the bank’s annual interest rate, your repayment plan, and time until repayment.

🔍 How This Calculator Helps:

• 📅 Calculates interest by day or month
• 📉 Shows how repayments reduce interest
• 📊 Transparent breakdown for smart financial decisions
• 💡 Avoids surprises with hidden compound interest

Tip: Credit card companies typically charge 2.5%–3.5% interest **per month** (which equals ~30–42% annual). Avoid just paying the minimum due!

Keywords: credit card calculator, interest calculator India, credit card EMI, APR interest, repay debt faster, credit debt trap