🧓 Retirement Planning Calculator

Retirement Calculator – Estimate How Much You Need

Planning for your golden years starts today. Our retirement calculator helps you understand how much money you'll need when you retire — factoring in inflation, future expenses, and return on your investments.

Why Use a Retirement Calculator?

• ✅ Estimates future cost of living
• ✅ Accounts for inflation
• ✅ Suggests monthly SIP needed
• ✅ Helps avoid under-saving for retirement

How It Works:

1. We project your current expenses to your retirement age using inflation rate.
2. We calculate the retirement corpus needed for your post-retirement life (usually 20–30 years).
3. Then we calculate how much SIP you must invest monthly to build this corpus by retirement.

Formulae Used:

• Future Expense: E × (1 + i)ⁿ
• Corpus: FutureExpense × PV of annuity factor over retirement years
• SIP: SIP = Corpus ÷ FV annuity formula over saving months

Keywords: retirement calculator India, how much to retire, SIP for retirement, pension calculator, future value inflation tool, retirement SIP planner